Finance to Help Your Business Move Forward
Whether you're managing cash flow, purchasing equipment, expanding your operations or exploring funding for another business need, BISDA Finance can help you understand finance options that may suit your circumstances.
Finance Built Around Business Needs
Businesses may need funding for many different reasons. The right finance structure can depend on the purpose of the funding, business history, cash flow, assets, financial position and lender requirements.
BISDA Finance helps eligible business owners explore suitable lending options and understand the process, requirements and potential next steps.
We can help explore finance for
- Working capital and cash-flow needs
- Business expansion and growth
- Equipment and machinery purchases
- Commercial and business lending
- Refinancing existing business debt
- Other eligible business purposes
Funding Can Support Different Stages of Business
Business finance isn't only about expansion. Businesses may seek finance to purchase assets, manage timing differences in cash flow, refinance existing facilities or invest in future capacity.
We take the time to understand why you need finance before exploring options that may be relevant.
Common business funding needs
Funding for Practical Business Needs
Depending on your circumstances and lender criteria, business finance may help support a range of operational and strategic business needs.
Seasonal Cash Flow
Some businesses experience timing gaps between expenses and incoming revenue.
New Equipment
Eligible equipment or machinery may support productivity, capacity or business operations.
Business Expansion
Funding may support eligible growth plans such as increased capacity, new locations or business development.
Debt Review
Existing business lending may sometimes be reviewed to explore alternative structures or arrangements.
A Clear Business Finance Process
We help make the process easier to understand by starting with your business needs and explaining the options and information that may be required.
Understand Your Business
We discuss your business, funding purpose, current position and what you're trying to achieve.
Explore Relevant Options
We review lending options that may suit the funding purpose and explain key differences.
Guide the Application
If you choose to proceed, we help guide you through the information and lender requirements.
What Lenders May Consider
Business lending criteria can vary significantly between lenders and products.
The information required will depend on the type of finance, business structure, amount requested and your circumstances.
Common considerations may include
- How long the business has been operating
- Business income and cash flow
- Financial statements or tax information
- Business and personal credit history
- Existing business liabilities
- Purpose and amount of the finance
- Assets or security where applicable
- Business structure and ownership
- Lender-specific eligibility criteria
Finance is subject to lender assessment, eligibility, lending criteria, fees, charges and terms and conditions. Product availability and approval are not guaranteed. The information on this page is general in nature and does not take into account your individual objectives, financial situation or needs.
Ready to Discuss Your Business Finance Needs?
Tell us what your business is looking to achieve. BISDA Finance can help you understand the finance options that may be available and what the next step could look like.