Finance for the Assets That Move You Forward
Whether you're buying a car, truck, equipment, caravan, boat or another eligible asset, BISDA Finance can help you explore finance options and understand the process.
Finance for Vehicles & Equipment
Asset finance may help eligible borrowers purchase vehicles, machinery, equipment and other assets without necessarily paying the full purchase price upfront.
We help you understand lending options that may be relevant based on the asset, finance purpose, income or business position and lender requirements.
We can help explore finance for
- Cars and passenger vehicles
- Trucks and commercial vehicles
- Business equipment and machinery
- Caravans and recreational vehicles
- Boats and eligible marine assets
- Other eligible personal or business assets
Finance for Different Purposes
Asset finance may be used for personal purchases or eligible business assets, depending on the product and lender requirements.
We start by understanding what you're buying, how it will be used and your overall circumstances before helping you explore relevant lending options.
Examples of asset finance needs
A Simple Asset Finance Process
We help you understand what may be available, what information lenders may require and the next steps if you decide to proceed.
Tell Us What You Need
Let us know what asset you're looking to purchase, its intended use and your circumstances.
Explore Finance Options
We review options that may be relevant and help you understand key lending requirements.
Guide Your Application
If you decide to proceed, we help guide you through the application and lender process.
Finance Structured Around Your Purchase
Depending on the product, asset and lender, asset finance may provide different ways to structure the purchase while considering your cash flow and borrowing requirements.
Preserve Cash
Financing may reduce the need to fund the entire eligible asset purchase from available cash upfront.
Flexible Structures
Available structures, terms and repayment options depend on the lender, product and your circumstances.
Business Growth
Eligible equipment and vehicles may help support business operations, productivity or expansion.
Clear Guidance
We help explain the finance structure, lender requirements and the application process before you proceed.
What Lenders May Consider
Asset finance eligibility and requirements vary between lenders, products and asset types.
The information required may depend on whether the finance is for personal or business purposes and the type and value of the asset.
Common considerations may include
- Income or business cash flow
- Employment or business history
- Existing debts and commitments
- Credit history
- Asset type, age and value
- Deposit or contribution where applicable
- Personal or business use of the asset
- Loan amount and requested term
- Lender-specific eligibility criteria
Finance is subject to lender assessment, eligibility, lending criteria, fees, charges and terms and conditions. Product availability and approval are not guaranteed. The information on this page is general in nature and does not take into account your individual objectives, financial situation or needs.
Ready to Finance Your Next Vehicle or Asset?
Tell us what you're looking to purchase and your circumstances. BISDA Finance can help you understand finance options that may be available and what the next step could look like.