naveenbishnoi@bisdafinance.com.au 24 Barrington Dr Pakenham vic 3810 +61 470 650 152
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Home Loans

Explore Your Home Loan Options

Whether you're buying your first home, refinancing, investing in property or looking for a different lending structure, BISDA Finance can help you understand the options that may suit your circumstances.

Home Loans
Home Finance

Finance for Your Property Goals

Home lending can involve many choices, from loan type and lender to repayment structure and deposit requirements.

We help you understand available options and explain the process clearly so you can make a more informed decision.

Estimate Your Home Loan Repayments

Compare principal-and-interest and interest-only repayments and explore indicative home loan borrowing capacity using the BISDA Finance home loan repayment calculator.

Use Our Home Loan Calculator

We can help with

  • First Home Buyer loans
  • Owner Occupied home loans
  • Investment property loans
  • Refinancing existing loans
  • Private property funding enquiries
Home Loan Solutions

Options for Different Property Needs

The right home loan structure depends on your circumstances, goals, income, deposit, credit profile and lender criteria.

01

First Home Buyers

Support for eligible buyers entering the property market and understanding deposit and lending requirements.

02

Owner Occupied

Lending options for purchasing or refinancing the home you intend to live in.

03

Investment Property

Finance options for eligible borrowers purchasing residential investment property.

04

Refinancing

Review your existing loan and explore whether alternative lending options may better suit your current needs.

How We Help

We keep the process straightforward and help you understand what information is needed and what happens next.

01

Understand Your Goals

We discuss what you're looking to achieve, your property plans and your current circumstances.

02

Explore Suitable Options

We review lending options that may be relevant and explain the differences clearly.

03

Guide the Application

Once you decide to proceed, we help guide you through the application and lender requirements.

What Lenders May Consider

Your Eligibility Depends on Your Circumstances

Lending requirements vary between lenders and products. Your eligibility may depend on a range of factors.

We can help you understand what information may be relevant before you decide whether to proceed with an application.

Common considerations include

  • Income and employment
  • Deposit or available equity
  • Existing debts and commitments
  • Credit history
  • Property type and value
  • Residency or visa status
  • Lender-specific eligibility criteria

Ready to Discuss Your Home Loan Options?

Tell us about your property goals and circumstances. We can help you understand the lending options that may be available and what the next step looks like.